How to change wrong information on credit report?

View your credit file based on any of the UK credit reference agencies, or all three at once
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How to change wrong information on credit report?

Hate to say it but you might have to talk to your mom. She may have unfortunately used your social security number as hers, and committed fraud and identity theft against you. You may find you're in a long long battle to straighten out your credit. The first thing you need to do though is dispute the incorrect info with the credit bureau's. That's the easy part though.

How to change wrong information on credit report?

You have to call the Credit Report companies and they will explain you how to fix this. Prepare for big headaches.

How to change wrong information on credit report?

If you can you and your mother need to contact the CREDITORS, they should be listed on the end of your report. Also note which agencies are reporting each debt. (re: Equifax, TransUnion, or Experian.Unfortunately it takes alot of time to straighten these things out. You usually have to contact these places directly.

You also have the right to submit a letter to the creditor requesting the info on the bill. They must send all related doucments and then you must supply copies to the reporting agencies to get them taken off your record, within 30-45 days. IF they do not respond then you can also have it taken off.

How to change wrong information on credit report?

http://creditcard.creditinspector.info has excellent info related to dealing with credit cards. Check it out!

How to change wrong information on credit report?

This happened to my daughter also, hers was so tangled it was next to impossible to figure out. She found help at this site

http://www.1-800badcredit.com/bad-credit... The people here got it straightened up quickly. Contact them. Good Luck.

How to change wrong information on credit report?

u have to dispute it with all three credit beaurs



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