If you apply for a loan from capital one, do you still need to put down a down payment?
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I was wondering if I applied for a loan through my credit card company capital one, if I applied and got approved for a loan to buy a used car would I still have to put down a down payment? At this momenet I don't have enough money waiting for income tax money just sent out this week, but my car has about had it and can't last longer,wondering if I apply and get approved, if I still have to put money down, I am looking at a cobalt around 10,000-12,000 dollars. How much for a down payment would I need??
If you apply for a loan from capital one, do you still need to put down a down payment?It really depends on your credit and how much $ you are approved for. It's entirely possible to finance the full price of a car, but it's generally a good idea to put at least 10-20% down. More if you can afford it.
If you apply for a loan from capital one, do you still need to put down a down payment?well if capital one gives you a loan thats enough for the car you found then you shouldn't have to put a down payment on the car. Lets say the total price for the car comes to 12500 and capital one gives you 12500 then you pay for the car right away and there is nothing you own to the dealer (becaue you got a check from capital one for 12500), and the rest you deal with capital but that all depends on the conditions of the loan.
Sorry if confusing
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