What is full coverage car insurance?

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In other words, what does full coverage cover, and are there cheaper/more expensive types? This especially applies to the full coverage required when making payments on a can, and the loan company requires full coverage insurance.

What is full coverage car insurance?

Full coverage insurance cover three area of loss. Collision your fault in an auto collision, comprehensive which covers fire theft and vandalism and liability - which covers damage and injury to others including passenger in your vehicle.

There are endorsements that cover accesories added, rental car and tow.

Also look for Personal Injusry Protection and/or Med Pay for injuries to the policyholder in an accident

What is full coverage car insurance?

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What is full coverage car insurance?

Full coverage is as you describe it. Coverage is purchased not only for other cars that you damage (liability) but also to cover the cost of your car and medical payments. This is necessary if you are financing the car because the financial institution wants to be certain they get their money. The cost of car insurance varies widely and I would recommend getting a number of price quotes to get a feel for what is reasonable. Insurance companies deliver various levels of service and they replace parts with everything from genuine factory replacement parts to cheap import parts to what they call LKQ parts. LKQ being Like Kind and Quality meaning that they find that kind of car in a salvage yard and replace parts from the salvaged car. They justify this practice by using the undamaged parts in the wrecked car and they call it recycling.

What is full coverage car insurance?

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