When, or should, i file for bankruptcy?
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i owe about $15k dollars in medical bills, owe $400 a month for a car i am upside $5k on (needed the car for the last job i had), and about 2500 in credit card debt, also i have a $12k private loan and i am living off of a school loan.
i got in trouble finacially because i got cancer and had no medical insurance, now medical insurance for me is about $800 a month, and it won't even cover the previous condition anyways.
should i file for bankruptcy?
will bankruptcy even solve any of my financial problems? i am struggling to survive day to day and i am tired of it, i have a credit score around 700 but the first goal was trying to keep my credit good, now my goal is just to survive.
there is no work here, the area i live and go to college has been hit hard economically, even mcdonalds jobs have about 20-30 people a day applying for it.
When, or should, i file for bankruptcy?I would go and talk to an attorney first.I was almost in the same situation,I got divorced ,got stuck with 2 loan payment all of the hospital bills from me and my two daughters,had cancer ,surgery ,radiation therapy so I was without work until I got better, by then I was so far behind I had no choice.I had to end up paying 4,000.00 back to bankruptcy court,what they didn't use to pay off the remaining bills they kept for service fees.
When, or should, i file for bankruptcy?call me up ive got 5 million free cash
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