2000 Chevy Monte Carlo financing???
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This car is beautiful!! It's a red official pace car with the ss trim package. It has 69,489 miles ( thats about average.. I think ). The dealership is asking $9,995.00 for this car. Unfortunately I have poor credit that also includes a bankruptcy. I applied for a auto loan through Capital One and was turned down and I know that my bank will not approve me. My only option is to do the financing through the dealership. My question is...because I have poor credit does that mean that I have to pay the asking price for this car or am I still able to talk them down in price. I have about $4000 to put as a down payment. What would be a fair asking price for this car?? I was thinking maybe $8,875. Any kind of info you can give me would be awesome.. thx!!!
2000 Chevy Monte Carlo financing???I'd check with a bank you do business with, they should be willing to finance you with a$4000k down payment. They will also tell you its value, or appraised value. You'll get a much better rate at a bank, call a couple, you can apply over the phone.They won't finance much more than it's worth. P.S we own a 2001 it's a good car my wife mainly drives it as far as gas mileage it gets 25.4 highway city and about 30 strictly highway. GOOD LUCK with every thing.
2000 Chevy Monte Carlo financing???go to kbb.com for pricing info.
with 25-30% down, you should be ok getting financing (the bankruptcy may cause a lot of trouble, though). with that in mind, don't expect the best deals around. maybe you can get 9% or maybe a little higher financing with proof of employment (ability to repay) and some references. if all else fails, you'll need a co-signer. auto expenses should be about 25-30% of your total income.
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