Auto Loan Payment; Postmarked by the Due Date? PLEASE READ!?
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My auto loan is due tommorow. I have the money, but I completely forgot to send it out and mail is really slow around here. I don't want to spend $30 to send it overnight. What I was wondering is if the check is postmarked on the due date (tommorow) will it be considered late? I called the bank and they're closed, and I have school tomorrow until 7pm. The bank is First State Bank if anyone is familiar with them. Should I send out a check? Or wait until tommorow to call? Do banks accept debit card payments for auto loans? I have no idea... Anyone with prior experience who wants 10pts please answer. Thanks in advance!
Auto Loan Payment; Postmarked by the Due Date? PLEASE READ!?Firstly, don't worry. You're not going to compromise your credit by being 3 days late. Banks don't care what date is on the check. They're only concerned about when they receive payment. You have 3 options:
1. Find a First state bank location near your school and make the payment @ lunch hour, and miss a class if you have to.
2. Call the bank first thing in the morning, and ask if you can make the payment anywhere else that's more convenient.
3. Tell them you're putting it in the mail in the morning. 2 things will happen:
A. They'll be happy you contacted them first
B. Nothing bad will happen, you're generally allowed a 3 day grace.
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