Auto Loan, penalties?
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Hello,
Is there any penalties for not qualifying for an auto loan? I know that if you check your credit and what not too many times, you will start getting penalties, I was wondering if it is the same thing.
Also, for a credit union, do you need to be a member to apply for an auto loan?
Auto Loan, penalties?You are correct- your credit score will go down if there are too many inquiries on your credit.
You will have to be a member to apply for a loan at a credit union; however, it generally doesn't take too much to become a member.
Auto Loan, penalties?If you have a string of inquires for your credit report, your score will suffer.
You do need to be a member of a credit union but for most its not a big deal to join.
Auto Loan, penalties?Too many checks for any type of loan can affect your credit score.
Credit unions only lend to members.
Auto Loan, penalties?Looks like Judy gave you the correct reply
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