How to invest $15,000 cash?
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I am a married male, who's wife does not work. I fund my retirement at work through a 401K plan (by a matched 6% annually). I also have a Roth IRA which I contribute approxiatemately $2000 per year to. I am in the 15% tax bracket.
My mortage is now at $65,000 with at a rate 0f 8%, and have approximate equity of $165,000
I have no credit card or auto loans.
How to invest $15,000 cash?you do realize you are in better financial shape than 99.99% percent of the work force--- i would put 2k more in your roth ira == max you can put is 4k a year= i am assuming you put 2k each year in the roth fund -- if that is the case i would ladder 6K in cds so over the next three years i could put the max in my roth ira and i would put the balance in a growth mutual funds === if you do not have a broker there are a lot of good ones out there -- i use edward jones since they have a lot of small offices through out the usa -- keep up this pace and you will be retireing to debt free life style!!!
How to invest $15,000 cash?look into the stocks or invest in a bank not put into a bank because your money just stays there invest into a bank so your money grows
How to invest $15,000 cash?Since you won't miss the money, stick in your Roth Ira,
or Try an Orange Savings Account with ING Direct, over
4% interest.
How to invest $15,000 cash?I'd put another $2K into the Roth, that will max your '07. Then put the rest in a money market account. Somthing online like HSBC or one of those paying a decent percent. Then when 01/08 rolls around, put another $5k into your roth. (Limits increase next year, and if your over 50 this can be increased by $1K)
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