Where do I start when getting auto financing??

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I am going to school this summer, but have plenty of time to work afternoons, nights, and weekends..and the entire second half of the summer. I would reallly like to buy a certain car this summer, at around $12,000.00. However, I am JUST applying for a credit card and believe I may not have enough credit yet. How can I go about getting prequalified for a car loan? I do some of my own work already, but I can not claim it because it is fiberglass fabrcation and I do not have a registered business..just for some people with the same interests as me. I make over a grand each month with this. I am going to be working at UNO Chicago Grill or a local sports bar, and am currently employed at GRCC tutoring between classes.

So assuming I'll be able to make the payments, what steps should I take to have a shot of getting this loan, and preferably without a cosigner(if possible)

Where do I start when getting auto financing??

I was able to get a loan for the same amount when I was 19, working fast food. I had no credit cards at the time. My dad co-signed, but it was only to lower the interest rate. I could have gotten the loan on my own. I'd say with two jobs and no BAD credit, you should be fine for that amount.

Where do I start when getting auto financing??

go to a credit union. you will have a better chance of getting the loan

Where do I start when getting auto financing??

You may qualify for a first time buyers program, but your length of time on the job might give you trouble.


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