Are you in good control of your financial? How many of the following match to your current financial
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(This question is for those who are at the age 20 or more to answer.)
1. Live paycheck by paycheck.
2. Pay minimum balance on credit card bill.
3. Making installment payments. (Auto
loan/Student loan/Furniture loan...)
4. Can't afford to lose job. (Or, currently unemployed)
5. No medical insurance.
6. Bad credit scores (less than 680)
7. Used to apply for social walfare (umemployment benefit.)
8. Used to file bankruptcy.
9. Renting an apartment, no properties.
10. Monthly mortgage payment more than 50% of your household net income.
11. No savings.
12. Issued bounce checks.
13. Single parents with no education fund for your kids.
14. There is a payroll garnishment on each of your paycheck.
Are you in good control of your financial? How many of the following match to your current financial condition1. Thankfully, I never got that far gone.
2. Not any more.
3. I've paid off two auto loans in the past 3 years and now only have a mortgage and $5000 in student loans.
4. No. I'm up to date on my resume and skill set, and I have an emergency savings account.
5. No.
6. No. I've worked hard over the past 3 years to get my credit score in shape, and it's paid off!
7. Never.
8. No
9. No, Own my home (well, the bank owns it, but I'm owning more and more as time goes by ;-)
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