Improving chances of purchasing a home?

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I am interested in buying my first home. I have looked into several downpayment assistance programs and government programs. Any other suggestions would be appreciated.

Here is our situation. Unmarried with 1 kid. I filed bk in 2002. Since then I have had 4 loans with the same bank. These loans are or were paid on time. I did have 1 cc but settled for less than full payment. I do have several medical bills which are in collections. I do have a monthly payment plan set up. The other medical bills, I have set up a budget to get paid off in the next few months. My credit score 574-584. Bf has bad credit just applied for cc. In 2001 car was repossed. Our financial situation is as follows Gross Monthly income 3850 fixed debts 1000. Since we are not married we'll they look at both of our credit reports or work with the one is better and use the income available from the other. Any help would be appreciated. I know there is something out there somewhere.

Thanks to everyone in advance.

Improving chances of purchasing a home?

I do not lend in Ohio but it sounds like you are close to being able to buy.

You will either need to do a gov't program, of save up a down payment. Nobody is going to finance you at 100% with your credit history on the standard side. Banks are cracking down right now.

http://www.helium.com/tm/226327

Improving chances of purchasing a home?

Sounds like an FHA or my community loan may be good in your situation.

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Improving chances of purchasing a home?

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