Should I be added to my wifes home deed after I have a bankruptcy?

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My wife is on our condo deed, because of my bad credit. I filled chapter 7 bankruptcy this month, but our loan is adjusting and we cant make the payment. The bank wont redo our loan unless we show more income witch means me going on the deed with my Bk and bad credit. What can we do? we are $75000 upside down . Should we have our parents get on the deed , they have excellent credit...We are begging for any information you may have. THanks

Should I be added to my wifes home deed after I have a bankruptcy?

They may not accept you on the deed due to the recent bankruptcy...if they do, it would likely affect the interest rate as it's based on the FICO score. I would go to your bank or lender and ask what your options are...they will help you decide what is best to do in this situation



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