A cash bank loan from Bank of America how does that work.?

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Ok so I asked how do I come up with $2000 and a few of you suggested loan from your bank like a cash loan. I wanted to know are they fairly easy to get. I mean I have like collateral if that's what they need and my mom can possibly co-sign she makes like $20 an hour.

A cash bank loan from Bank of America how does that work.?

You go to the bank and apply for the loan, if you have collateral like a car or house it is much easier to get. If your mom can afford to cosign and will if she has good credit or a house she probably can get the loan with you.

A cash bank loan from Bank of America how does that work.?

Just go to a branch and apply. You can probably even apply over the phone with BofA. Your credit is very important when it comes to qualifying for the loan. If you credit is over 700, you should qualify for 2,000 (with your mom as a co-signer). The only reason I can think that you wouldn't is if either of you has alot of debt (credit cards, mortgage, car, etc). If you have collateral, it depends on what it is (car? house?)



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