Bank Loan to HDB Loan?

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My HDB hse is under bank loan. It's been 2 years and the interest been going up so high and my loan with the bank is 40 years. Does anyone know how can I change to HDB loan? Who should I consult 1st? My situation is that my CPF ordinary is always Zero each month after deduction for my house. In 5 years, can I sell my house? Besides the monthly deduction, I have to top up cash due to insufficient of CPF contribution to service my house loan. In the end, can the cash be taken and put in CPF or use to offset interest. Been toping up 350 cpf + 180 cash ea mth. Pls advise

Bank Loan to HDB Loan?

You can cover up with a big credit with low interest.



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