Debt Consolidation (Wallingford, CT)?

View your credit file based on any of the UK credit reference agencies, or all three at once
LifeLock is the only Identity Theft Prevention Solution backed by a one-million dollar guarantee!Click here to get a 10% discount.



LifeLock Identity Theft Prevention - Save 10%

Please advise me on my best options. I am a single mom struggling to the point that I cannot even take my kids to McDonalds. I am recently divorced and since divorcing have incurred the following debt, (I receive child support but even so):

Discover Credit card 1: $2,334.59 (pay off $47 a month)

Chase Credit card 2: $4,008.00 (pay off $80 a month)

Sovereign Bank loan 3: $8,560 (pay off $179.52 a month)

Credit Union car loan $6964.00 (pay $125.46 a month)

I own my own home and pay a mortage of $1443 a month.

The balance on the mortgage is $161,145.00.

What are my options here? I was wondering if I should sell the house and buy a multi-family or should I refinance? I am not particularly happy with the home I have and moving to a condo is a possibility. I would welcome any advice that would help me cut down on monthly payment. Is there a way I can spread the payments over a longer period, etc.

Advice from knowledgable people welcome.

Credit is good, maybe excellent.

1 second ago - 3 days left to answer

Debt Consolidation (Wallingford, CT)?

What is the APR on these cards? If they're pretty high, you can go through a debt consolidator and they can help lower the APR's. Credit card companies tend to like to deal with consolidators more than the public. They feel confident in lowering them because they feel that there is a better chance in you paying them off. I am almost finished off my last card. I have about seven months to go before I am out of credit card debt.



More Related Questions and Answers ...
  • Need business advice!?
  • Im a Full time employed single mum of 2 year ..
  • Prepared a journal entries and an income stat..
  • How can my boyfriend find somewhere to live?
  • Financial woes driving me to think there is n..
  • Is making a 2nd payment on the principal a wi..
  • What is the best way to sell a car that is no..
  • Rental Property Finace?
  • HOw do I sell my house, if it is a fixer uppe..
  • Rent to Own Homes...good idea?
  • How can I forget about stress?
  • Seeking some sensible advice?
  • Car Reposession?
  • Geometric progression question?
  • Where can I get a copy of the Title for my Mo..
  • Hi, I want to open an institute in gwalior?
  • Hi, I want to open an institute in gwalior, B..
  • General contractor will not show documents to..
  • I want to buy a car, but I have no credit or ..

  • The loan information post by website user , we not guarantee correctness.