Financial woes driving me to think there is no way out!?
The key to financial power lies in your credit rating. If you plan to get a home loan, save money and get better credit starting now!
Not sure what your income is but can you sit down with yoru wife and make a budget?
If you wife gets laid off encourage her to go and file for unemployement.
When you get thru this, you and your wife's marriage will be stronger than ever. Lean on her and keep what is important in mind.
If you do something stupid, you will hurt your children and your wife. how will they manage to go on without you.
Financial woes driving me to think there is no way out!?http://www.daveramsey.com
He's got a podcast too. He can help if you follow his advise. His book is at any public library.
First get a budget started. Then have a garage sale, sell everything that isn't nailed down. EBay too.. stop using payday loans, they are a ripoff.
"Beans and Rice,Rice and Beans" Go to http://www.daveramsey.com
NOW!! You can call his show too.
You can do it, he's got people calling in all the time in more trouble than you.
Financial woes driving me to think there is no way out!?Take a step back and breathe deeply. We sometimes get caugt up in life and don't realize when we cross the line of swimming and drowning in debt. I've been there. There is always a way out, but it takes patience and time.
Weigh your options. You should list your priorities and see what you can live without. Everyone may need to sacrafice right now to even out, get rid of cetain luxuries and cut expenses across the board. Simple places to start, cable bill (cut premiums), Phone bill (switch to Vonage or another online cable vendor or restrict calls), get rid of cell phones, not a necessity. Cut coupons for food shopping, planning menus ahead of time will cut cost and time. It can be a family event. You'd be surprised at how fast savings come.
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