Financial woes driving me to think there is no way out!?
The key to financial power lies in your credit rating. If you plan to get a home loan, save money and get better credit starting now!
Register with eBay and sell things you no longer want or list them on Craigslist. The idea is to free up space and gain money.
Money making ideas: if you know anyone that owns a bar, or entertainment venue, you can run 50/50s, start selling products for profit - so many ideas here and you can get the whole family in on it. Teach them the value of money and how hard it is to earn it. They may think twice about how they spend it.
Get a free bankruptcy consultation. Ask what they can do to avoid bankruptcy, or what are the types of bankruptcy. You may qualify for something while still keeping the house and car. If you have payment protection on your credit cards, make sure all of your information is up to date. Register all of your cards and your wife's.
Good luck
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