Funniest thing. I have to declare bankrupcy because of the phone company! How does bankrupcy work an

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Bankruptcy now takes many months and would not be processed for $480 .

Some one has told you strange and bogus tales about it apparently .

Google it for real info .

and here is nolo's info

http://www.nolo.com/article.cfm/ObjectID...

As far as the phone company , you ask them to transfer service because you are moving .

If they say they don't service the area , Most do NOT charge the termination fee .

If a clueless clerk says they do , keep asking for a supervisor until you get the correct answer .

Don't be so sheepish with these companies .

Ask more questions , push for a manager .

>

Funniest thing. I have to declare bankrupcy because of the phone company! How does bankrupcy work anyway?

Please don't make this mistake. There are other options. Especially over a phone bill???

Please go to

http://www.daveramsey.com/the_truth_abou...

and also seek advice immediately from one of his counselors.

Best wishes and may God bless.

Funniest thing. I have to declare bankrupcy because of the phone company! How does bankrupcy work anyway?

1. double check the contract you made with the internet and cell phone companies and make sure that you owe them for early termination. If you are moving to an area that they don't service, they shouldn't be allowed to charge you for early termination.

2. If you live near a law school or have a free legal clinic in your area, they may be willing to write a letter to the companies or tell you how to write a letter to the companies to get out of this situation without paying the early termination fee.

3. If all of that fails, see if you can negotiate a payment plan to pay them the money. I understand that when you don't have it, $480 is a lot of money, but in the grand scheme of things, it really isn't. The bankruptcy laws have changed so that people can't arbitrarily or frivolously declare bankruptcy and this is too small of an amount to go bankrupt over.

Good Luck



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