Help:Bank Loan or Credit Card?
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Im about to open a hot dog cart vendor downtown. In order for me to start the business its going to be around 3,000. I plan to open it in March. I have all the resources and information to start my business, but the finance part. Question: Should I get a loan from a bank or get a credit card with a 3000 limit that has 0%APR for 1 year. I also own my own car, so I was wondering should I put that up for a loan at a bank. Car value 5,000. Im trying to go the smartest way possible
Help:Bank Loan or Credit Card?I would go with a bank because they offer a lower fixed rate where a credit card will offer a variable rate and it will alot higher intrest.
Help:Bank Loan or Credit Card?You want to look for the least interest rates... and the least amount of times that it is compounded. If there doesnt seem to be a difference, using a credit card where you can get airmiles might be a nice option...
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