Im a Full time employed single mum of 2 year old trying to clear debt of 10000.I havent a penny?

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try writing to your creditors trust me they will try to help if it means getting their money back as the alternative will be you go bankrupt and they wont get back a penny then.

Going bankrupt is also a good alternative.

at the end of the day just dont worry about it, its only money and what can they actually do to ya, as long as you offer to pay something a month you cant be punished.

Good luck I hope you get sorted out. x

Im a Full time employed single mum of 2 year old trying to clear debt of 10000.I havent a penny?

Go to your local citizens advise, explain the situation. There are trained specialists that can give you advise on what to do and who to speak to. You may be able to enter into some voluntary agreements to ease payment presures and make things a little easier. Sit down and review your life style. Cut out the things you can do with out, Set your self a target and achive it. Keep in the back of your mind that if you keep your head down now, and push to clear your debts you will have a better future. Dont sit back and do nothing things will just keep getting worse.

Good luck and I hope you manage to get things sorted, or get the winning lottery ticket!!!

Im a Full time employed single mum of 2 year old trying to clear debt of 10000.I havent a penny?

First things first and that isn鈥檛 paying off the credit cards. You and your child need to get to where you can afford food, clothing, shelter, transportation and utilities. If that means talking to a relative or somebody at a church to stay on a temporary basis, fine.



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