My debt is pushing me over the edge... what should I do?!?

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I have a credit card debt of $5,000 and a bank loan for $3,000. I'm still behind on the minimum and it feels like I'm not even making a dent in the interest. The bank has been harrassing me and calling me even more lately and they've been getting extremely pushy. I've been working part time while I finished up a summer anatomy class and I start my fulltime status next week so I can get paid more, obviously. My question is should I go to a credit counseling place? Or should I try to handle this myself? And I haven't even touched basis with the credit card company. I was young and made stupid mistakes and now that I've finally got my life turned around, I have to deal with those consequences. My credit is already ruined and I have no idea what to do. Any suggestions?

My debt is pushing me over the edge... what should I do?!?

I think you need to read all the replies to your questions carefully and also head over here:

http://credit-cards.ebookorama.com/

http://finance.ebookorama.com/

and read up the parts on dealing with debt, I have had a best answer posting these to people with similar problems so hope it works for you too.

good luck!

My debt is pushing me over the edge... what should I do?!?

go to credit counseling

My debt is pushing me over the edge... what should I do?!?

#1 Go to a credit counselor right after you cut up all your credit cards.

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My debt is pushing me over the edge... what should I do?!?

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