What is the best way to lower my debt?
The key to financial power lies in your credit rating. If you plan to get a home loan, save money and get better credit starting now!
If you have a empty card, you can keep them but only for extreme emergency use - a Macys 90% off shoe sale does not constitutes as an emergency. For spending, use your debit card instead. By doing this, your debt principal will never increase; and it's all downhill from here. Report It
What is the best way to lower my debt?Moreover, look at your expenses and see what you can cut. Cut cigarettes, alcohol, junk foods and candy. Find ways to reduce your phone bills, electric, etc. If you have to buy something, first ask your self.. .can I live without it? More often than not, the answer is YES. Report It
What is the best way to lower my debt?Never buy anything unless you'd die without it - so what if you take a hit in the fashion dept? Better now than later. By doing this, you'll find that you have excess cash on hand (other than taking a second job).
Now, you have serious options to pay down your bills. Report It
What is the best way to lower my debt?By the way, you won't need a consolidation plan - unless of course, it will give you more cash flow and the rate is decent. The best strategy is to pay off the smallest loans first. And the most important rule of all - which will determine if you succeed in life.. is to $AVE! Report It
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