I was online tonight looking @ the possibility of a payday loan for a car repair and i filled out a

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applications. I simply thought that you had to click on something surely to agree to the terms and it sort of moduled the loan for you showing how you pay back and so forth ..I filled out 1 application and it said in big bold print "YOU ARE QUALIFIED FOR A PREPAID MASTERCARD WITH A 7,500 CREDIT LIMIT" and then in small print it said they would be taking out of my checking account a 1 time fee of 149.95 within 1 business day..WOAH!! HOLD ON.. no way, that's not what I wanted. It didn't even give me an option to click on to decline it..I tried to call a 800 # but said it was AFTER HRS and I also sent them an EMAIL telling them not to take that $ from my account..they have my routing number and my acct number because like I said I thought I was seeing what the terms would be for a payday loan..any suggestions??I have direct deposit and I am going to EXPLODE if they take that $ out of my account..

I was online tonight looking @ the possibility of a payday loan for a car repair and i filled out a couple of?

I agree with the other posts, continue trying to contact them..... if they say they open at 8 am, I would be calling them starting around 7:58 am so you can be first in line...... if that fails and even if it doesn't, contact or better yet go to your bank and speak with the branch manager tell them what they are trying to do and that you didn't authorize them to process that and see if you can get her/him to give you a statement.... or if it is possible tell them to do a stop payment on the charge.... it usually cost around $5.00 but $5.00 is better than the $149.95. Any card company that has that much of a substansial fee should be closed down in my opionion. I also suggest opening up a new account and transfer everything over to the new account..... as this may not even be a credit card company...... BUT BE SURE you contact the bank so they know you didn't authorize the transaction and that you shouldn't be held accountable if it does go through. If you get ahold of the company tell them that you didn't authorize the process.. and that if they follow through with it you will be taking them to court at their expense plus more for loss time at work etc. Try to cover your bases as much as possible so you will have more of a leg to stand on if something more becomes of this.......

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I was online tonight looking @ the possibility of a payday loan for a car repair and i filled out a

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