How old do you have to be to get a car loan? Co-signers?

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18 or 21? Do you need a co-signer?

How old do you have to be to get a car loan? Co-signers?

YOU MUST BE 18 TO LEGALLY BIND ANY CONTRACT. YOU NEED A CO-SIGNER IF YOU DON'T HAVE A CREDIT HISTORY OR YOU HAVE VERY LITTLE CREDIT HISTORY.

How old do you have to be to get a car loan? Co-signers?

You'd have to be 18. You will, as the previous commentor said, need a co-signer if you don't have adequate credit history. Even if you do have SOME credit history, having a responsible co-signer with good credit will help reduce your interest rate. Having a co-signer can benefit you both. For example, when my fiance bought his truck I cosigned. He has great credit, so having me on there didn't raise the interest raite, but what it will do is help build my credit, too.

How old do you have to be to get a car loan? Co-signers?

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