My credit score is 575. where can i get a car loan for better than 16%, and no money down?

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My credit score is 575. where can i get a car loan for better than 16%, and no money down?

You can try a smaller dealer that sells used cars. Ask the dealer if the have in house financing. They will usually only finance you for 2 years but it gets the vehicle paid and they usually have full coverage extended warranty to make sure the car is always working so you are always paying.

Good luck

My credit score is 575. where can i get a car loan for better than 16%, and no money down?

This is what I do for a living.

Sub-prime lenders look at several things before deciding weather to buy a loan and at what rate. They are going to look at how much you are borrowing verse what the car books for in N.A.D.A., how long you are borrowing it for, how many miles are on the car, how old it is, how long you have been at your job/residence, how much you make each month before taxes and how much you are putting down.

To get better than 16% with your score, you need to be under 100% loan to value. This will take money down or a dealer that owns a car so far back of book that they are willing to sell it cheap. This is not common. If a dealer has such a vehicle, they are not going to give it away.

Find a local dealer that advertises Special Finance and work with the Manager. They will be able to help you.

Good luck.

My credit score is 575. where can i get a car loan for better than 16%, and no money down?

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My credit score is 575. where can i get a car loan for better than 16%, and no money down?

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