Someone just called on my friends cell phone concerning a 3 near old debt from a car loan. She threa
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She said that she was from a collection agency and said I would be forced to pay a certain amount. She also stated that I work somewhere that I dont . She was very rude and informed me that this debt was more important than any other debt including my children . I am pissed . She wouldn't even tell me the amount. What do I do ? She said there was a judgement out on me how can I find out .
Someone just called on my friends cell phone concerning a 3 near old debt from a car loan. She threatened me?The caller made a grave error in judgment. It is against federal law to harass or threaten a debtor. You have a right to be treated with respect, no matter what the circumstances.
You can go to the Court House and check in the department for civil suits. They must tell you if you have any judgments against you and who is bringing the suit. Then you can contact the entity that is bringing the suit and make whatever arrangements are necessary. The civil suit for debt recovery must be filed in the court nearest your residence.
At the same time, you will be able to see what collection agency is handling the account and contact them. Notify them that their employee is putting the agency in a position that could lead to legal problems for the agency.
Hold your ground but do it in a classy manner, without yelling or cursing. You will win the respect and cooperation of the court.
***** I see where people are advising you to ignore the caller. That is an unwise move. By ignoring the caller, you are giving the company that is attempting to collect money, the go ahead to take you into court, where your actions will have a negative effect.
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