Which would help better my credit scores, pay off my credit cards or my car loan?
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Probably the credit cards ... Depending on how many of them you have & the interest rate on each.
You may also want to consider the interest rate on the car loan and the balance owed.
You can always refinance the car and transfer the balances on the credit cards to one that has a lower rate.
Which would help better my credit scores, pay off my credit cards or my car loan?The credit cards for sure!
Which would help better my credit scores, pay off my credit cards or my car loan?I think pay off your credit card is better since everybody have car loans and that is typical. For credit cards, they will noted that you have late payment on your credit report and that probably will hurt your credit score.
Which would help better my credit scores, pay off my credit cards or my car loan?Credit cards. Loan officers want to see that you can make scheduled payments but not live above your means. If you have alot of credit card debt that shows that you live above your means.
Which would help better my credit scores, pay off my credit cards or my car loan?Pay yourself FIRST by paying off those high rate Credit Cards.
The auto loan shows financial responsibllity and its a good credit repayment loan history.
Revolving Credit being too high affects your credit score.
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