Need DEBT advice A.S.A.P?
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I'm a 23 year old who has made some pretty bad financial decisions. I have 2 personal loans out right of which total to about $7,000. One of the companies is Cash Call which i have yet to find a debt consolidater that will work with them. I'm at a point in my life where i have an amazing job but even that isnt pying enough to get this debt under control. I NEED HELP!!!...i'm planning on asking my girlfriend to marry me next summer but i feel so overwhelmed with this debt that it consumes my every day life and to top it all off my credit is HORRIBLE..i mean..beyond horrible..below 520 horrible. I know i made a mistake and i just want to get this under control...can ANYONE help me out with some advice??..anything would be VERY much appreciated. Thank you!!
Need DEBT advice A.S.A.P?I am a loan officer... I can't promise anything but I would be more than happy to give it a shot. We can try consolidating, refi, credit repair etc. tonytumasone@yahoo.com
Need DEBT advice A.S.A.P?I'm not sure if you have any other debt other than those two personal loans, but here's my advice: Whatever debt you have that is the least amount pay off first. Pay all the minimums on all other bills, don't buy any extra "toys". Avoid going out to eat, buy cheap groceries for awhile. Then take that extra money from the month and make a big payment on the lowest amount. This way you will get things paid off one by one and by making large payments it increases your credit score. I just started doing this a couple months ago and it is working great. Good luck!
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