Okay i am an idiot i need financial advice?
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some one very dear to me cashed some of my checks now heres the problem i had wrote several of the checks but they were supposed to be thrown away but now i have found out they were cashed.i am in a mess and theres really nothing i can do but pay them off okay heres the question i own a mobile home i have the title but its not in my name without going into great detail its going to be hard to get the title in my name but i have a bill of sale and a receipt where i paid the taxes now can i go to a loan co (i have horrible credit and i draw a dissability check) and use this as colateral???i live in ga any advice would help please no smart remarks i feel bad enough as it is
Okay i am an idiot i need financial advice?1.) If the title to your trailer is not in your name then it is not legally yours. Period. Same for cars.
2.) Never write a check that you do not intend to be cashed immediately.
3.) Unless those checks were made payable to your "dear one" or to cash, then they were cashed fraudulently. You should meet with your bank, explain the circumstances, and be prepared to file criminal charges against your "dear one".
4.) You need better "dear ones".
Okay i am an idiot i need financial advice?You should join the military because all those problems will go away
Okay i am an idiot i need financial advice?If you want to borrow against your mobile home, you're probably going to need to show the title in your name. You may be able to get some credit, but be careful about the high interest rates that you may incur. Try calling one of the non-profit agencies to help people manage their debt. Be careful and read the fine print on any loan papers. You could end up losing everything if you don't make the payments. Call a credit counselor for help.
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