Which of the following is true of banks?
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A. Banks hold reserves either as cash or as deposits at the fed.
B. Banks operate in a regulatory-free environment.
C. The existence of deposit insurance makes runs on banks likely.
D. Spread is calculated by adding the interest rate a bank receives on funds loaned out and the bank's costs of funds.
Which of the following is true of banks?D
Which of the following is true of banks?A.
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