Have you cut up all of your credit cards?

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Why haven't you? They are pointless. Either you have the money and can afford something or you do not.

Have you cut up all of your credit cards?

Sure have,

Now aren't you proud of me ?

Have you cut up all of your credit cards?

-believe me u do need credit cards,,,,,at times

Have you cut up all of your credit cards?

I never owned one until I was 50. Then I got one because I was travelling a lot and it seemed like a shield. I got one of those special deals with 1.2 APR. I rarely used it, I always paid it right off. They raised the APR to 29%... reason? I wasn't using it enough. I scissored it.

I know people whose lives are all based on the credit game. I feel sorry for them when the system reverses, and debt is no longer easily forgiven. That day is looming.

I think there will come a time when there will be either debtor's prisons again, or when debtors are pressed into labor to clean up after a war, or clean up environmental messes. It's happened before in history. Something tells me the system is busted and the free ride is pretty much over...

Have you cut up all of your credit cards?

I keep one to rent a car with. Most rental places balk at debit cards. Otherwise, I'm with you. Credit cards are largely unnecessary and a rip-off, to boot.

Have you cut up all of your credit cards?

You should always keep 1 credit card in case of emergencies. Use the card a few times a year and pay the bill off immediately.

Have you cut up all of your credit cards?

You should never cut up your credit cards unless they expire or you've closed the accounts.

Have you cut up all of your credit cards?

I haven't cut them up, I have 2, but use them sparingly and only for purchases I would normally pay cash for and pay back the charges in full every month. Look at them like a financial tool and don't worry about doing the FICO dance. They are convenient and some have a few perks but you're right we could get by without them.

Have you cut up all of your credit cards?

I got rid of mine. They got me into too much trouble.



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