Pay Check to Pay Check, then broke?
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I would love some one to give me some pointers on how to save money, and stop living pay check to pay check. The two just do not go hand in hand. I am under 30 just bought a house, have a car payment, credit cards, insurance, big bills, I can afford to pay them, have a bit spending money then I am broke. Any pointers, suggestions would be appricated
Pay Check to Pay Check, then broke?It depends on how serious you are about doing it. First of all, no matter how much your check is, a portion of it should be going to savings- at least 10%- no matter what your made.
Are you upside-down are your car loan? if not, consider selling your car and buying a dependable beater to ride in. consider a debt consolidation loan if your credit is good.
Review all your bills and make sure you are getting the best deal on insurance, cable, etc. commit to ensuring your electric bill stays low.
Increase your income and reduce your expenses. that always works. Work towards a promotion, consider a temporary part-time job to pay off the credit cards and the car.
Pay Check to Pay Check, then broke?Get your credit cards paid off ,then get rid of them.
Pay Check to Pay Check, then broke?Pay off the credit cards then cut them up to start. You need to reduce the amount of debt in your life and Credit cards are the first step. They are uneccessary and evil.
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