Something thats not on your credit report?
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my boyfriend got his 3 credit report( the one from all 3) well for the past month somone(collection company) keeps calling saying he owes on an electric bill from 1999, but he has never had a electric bill in his name, he was only 19 at the time, and the address they tell him where the bill (electric) is from a house that has never existed-we check it out, and he has a friend in the law enforcement, and they said their is no such address, or their has never been such , and its not even on his credit report, but they tell him his SSN, and birthday, and its right, and they keep calling,
how can they do this? and what can we do about it being false-counting it hasn't even been on his credit
Something thats not on your credit report?have the company mail or fax you all of their info that they have on it
Something thats not on your credit report?He should get a letter from the electric company, indicating that he has never owed them a bill, and submit that with a letter to the Better Business Bureau and complain about the collection agency. He should also send a letter to the Consumer Protection Division of his state's attorney generals' office and ask for an investigation and resolution.
Something thats not on your credit report?are you sure the collection agency are legit? I dont really know the US equivalent but in the UK, you can check a companies legitimacy through trading standards. This will tell you if someone is trying to run a scam on you...good luck!
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