Credit card question?
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What is the difference between a credit card that offers "low fee" and a credit card that offers a "low rate"?
Credit card question?fee a charge for having the card
rate i the %% that they charge for money carried over month to month!!!
Credit card question?rate is interest, fee is an annual membership charge
Credit card question?The low fee card has low annual fees or no annual fees and the rate may vary.
The low rate card is a card with a lower-than-normal annual interest rate.
What it means... if you don't pay your bill on time take the low rate card because you'll pay less interests.
Credit card question?The previous post are correct. Anyhow, you should stay away from credit cards at all cost. maybe get on with a low credit line just to build credit but you should be able to pay off the balance each month. They are trouble trust me i'm still paying off my debt I have racked up. Just be careful thats all.
Credit card question?Credit card fees:
Annual fee
Balance transfer fee
Cash advance fee
Credit card rates:
Annual percentage rate (APR) on purchases
APR on balance transfers
APR on cash advances
Fees are one-time charges, while rates are the amount of interest you pay on a given balance if you don't pay that balance in full each month.
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