How can I get a Credit Card with a low fixed rate, when I have no credit yet?

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I'm a Student in IL.

How can I get a Credit Card with a low fixed rate, when I have no credit yet?

they have cards especially for students, I used to work for a company that processed credit card apps over the phone.

keep applying, you will find one make sure you find out what the apr is, annual fee and possible participation fee.

if you cant get a good apr I think the highest you should go is 9% then get one for now to build your credit it may not be great but if you pay it well you can get a better one in the future.

I had bad credit then paid alot of bills off. i finally could get approved with first premier bank.

9% fixed apr, but lot of yearly fees. I am going to get a better one in a couple of years when this one looks good.

Thats how credit works!

How can I get a Credit Card with a low fixed rate, when I have no credit yet?

Start with a gas station card and pay it off in full every month. You will then begin to have credit.

How can I get a Credit Card with a low fixed rate, when I have no credit yet?

Definitely try to start with a student credit card from a major bank. If you are not accepted, apply for a credit card from a gas station or a store. However, do not carry balances on these credit cards as they typically have very high interest rates.

How can I get a Credit Card with a low fixed rate, when I have no credit yet?

your bank does student credit cards just ask for one they will help you good luck


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