I just married and my wife has some credit card debt.HELP?
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we are not really getting ready to fall behind or anything but it seems like it would make sence to consolidate rather than paying them all off sepratly with high interest rates.will this hurt our credit .what should we do
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I just married and my wife has some credit card debt.HELP?I was told that when you use one of those places that consolidate your bills it shows up on your credit report like a bankruptcy. Stays on there 7 or more years. Haven't checked into it, so I might be wrong.
I just married and my wife has some credit card debt.HELP?This is one of those "It depends" questions. How many different accounts are there, what are the rates on each, what other assets do you have to use for tis purpose and what are the balances on each?
And the above answer is incorrect.
I just married and my wife has some credit card debt.HELP?If you have any equity in your home consider either refinancing or taking out a home equily line of credit. This way you can write the interest off on your taxes. If you don't have any equity in your home consider using the equity in your vehicles to get a cash out loan. This will get you a lower rate and a fixed monthly payment which will probably have your credit cards payed off in five years tops.
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