Unfair credit card?
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Hi there. i recently made a couple of late payments but paid immediately the next month on top of the fine. ive been a loyal customer for years and had a low interest rate but now they have withdrawn this rate. i wrote a polite letter of complaint explaining the reasons, but they declined to change my rate back to the low rate. now they have reduced my credit limit which i intended using to help with a mortgage. can i complain to an ombudsman about their treatment, any help appreciated, thanks
Unfair credit card?Let's see if I have this correctly....
YOU AGREED to the terms of usage and now that YOU have FAILED to follow those terms ("a couple of times") and the credit card company has adjusted your account as stated in the terms of agreement...
YOU'RE PISSED.
Unfair credit card?change card
Unfair credit card?Use your parents' gold card
Unfair credit card?Think about transferring your balance to another card with a better rate.
Unfair credit card?u can claim the money bck visit watchdog websites
Unfair credit card?Just call them and close the account.
They'll do what they can to keep you as a customer...
Unfair credit card?welcome to the world where our government is run by people very soft on business practices!
Good luck trying to argue with your situation - there is no law stating they have to give you what you want.
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