Credit Report ?
The key to financial power lies in your credit rating. If you plan to get a home loan, save money and get better credit starting now!
Is there any disadvantage of checking your credit report ?
Will this info be visible to banks that you requested your credit report ?
Credit Report ?There is no disadvantage to checking your credit report. In fact, by law, you are given one free copy of your credit report a year. Go to
http://www.annualcreditreport.com/cra/in...
to get it. You will have to answer some questions to prove that you are you. You can also purchase your report at anytime. Some people subscribe to a credit monitoring program that notifies you if there is a change in your credit score. There is a monthly fee for this.
Credit Report ?Checking your credit is what's called a "soft credit pull" - it doesn't affect your score. It's the same as when companies check your score to see if they should mail you a credit card offer. It does not count against you to check your own credit report.
Credit Report ?It is visible to banks. If you want to check it every 3 months or so, feel free. If you check it every week...this looks bad. The lender wonders why you are so concerned.
Credit Report ?There are no disadvantages. You will gain by knowing what is on your report. You may find errors that can be corrected and actually increase your credit score. You can even get the report free once a year. What do you have to lose except maybe your credit score because you didn't check it.
Credit Report ?no, if you only check it your fine..
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