Credit report is wrong?
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ok i was in the army had money taken out to pay on my computer than i got out on a dishonrable discharge . I didnt get a job right away I was getting unemployment. So i called the place where i financed my copmuter and told them the situation and said that i have a son I am rasing by myself and dont have a job , if there was anyway that I can pay a 75.00 a month instead of 131 that i was paying and they told me yes it was fine and i asked them now this is not going to go on my credit report they said no. So yesterday i looked at my credit report and it was said that i was late 90 days . but the thing is i never was i paid it every month and i called then today and one of the guys i spoke with said it was bc u didnt pay the full amount . I said they said that i can pay 75 a month and it wouldnt go on my credit report due to me not having a job . so i was wondering why did they lie and say that i can make the 75 a month and turn around and put it on my credit report and i paid every mon
Credit report is wrong?Sorry to say that your boyfriend's word is probably NOT going to help you much. (any chance the company was 'dell'?)
Anywhoo, I dont know if there is much that can be done since it was not in writing but at the very least, I would write a letter to the credit agencies and ask them to put it in your file so that each time you get your credit report pulled, your explanation will go out with it.
Credit report is wrong?You can notify the credit report agencies of the error and provide them the proof for them to correct it. But your agreement was a verbal one so you have no proof of that. Next time, get it in writing.
Credit report is wrong?call for free credit report
Equifax: (800) 685-1111
Experian: (800) 311-4769
TransUnion: (800) 888-4213
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