What do you think I should do with the money??
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Facts:
I'm 21 earning in a great project coordinator job earning $1500AUD weekly clear
I just sold my car and made $9500 for it
I am buying a new car on a novated lease because I am a contractor so will make weekly repayments
I want to:
- Pay off my $4000 credit card or reduce the limit to $1500
-Pay off whats left of loan $13,000 although I am making the required weekly repayments and greater than minimum amount and there is no rush by the bank to pay this quicker
-Need to pay tax owing of $1700 after tax return
-Want to have my nose done as this is something that means alot to me and would make me much more slef confident, happy and relieved as it is something I just cant accept
Now the questions are:
should I pay off credit card and reduce limit for emergencies?
should I pay the tax all in one go?
should I continue making weekly payments to loan rather than using money from car
should I invest some and how do you think I can invest a few thousand wisely?
What do you think I should do with the money??Find out which things charge you the most interest. Pay those things off first, as much as you can.
Not sure why you want to reduce your credit card limit. Having a higher limit allows you more flexability when you need it, just as long as you don't abuse it by going into debt making unnecessary purchases.
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