Minor car accident, my fault, what to do?
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Please....report to your insurance company so you don't get ripped off and a fraudulent person doesn't get away with yet ANOTHER crime.
You know - rates go up because of Fraud. Accidents are accidents. That's what you pay your insurance company for in a situation like this. Protection from predators.
If your rates DO go up - they can't go up until your policy renewal. They can't just jack them up on you whenever they want. When they tell you that your policy is going to renew in 60 days - that is when you can start looking around for a different insurance company if you don't want to pay the new rates. You DO have options. YOU are the customer and you do NOT have to be held hostage by any insurance company.
So.....you know what to do, right? Get him off your back. Call your insurance company. Even if he is not a fraud perpetrator....that's one less thing you are going to have to worry about.
Got it?
Goodluck!
~jifr!
Minor car accident, my fault, what to do?I always feel better getting the police involved.
Minor car accident, my fault, what to do?NO!!
Stop right now and refuse to talk to him PERIOD. Turn over everything including his attempt to settle without contacting insurance companies to your agent. I will bet a few dollars to donuts that either he doesn't have insurance (its not hard to fake an insurance card) or he will scam the hell out of you. You pay insurance for a reason so its time to make the best use out of those payments.
Minor car accident, my fault, what to do?DO NOT SETTLE ON YOUR OWN. It will create a NIGHTMARE, if he comes back next week with $1,000 of medical bills for you to pay.
Settling on your own can VOID your policy coverage for this accident - which means, YOU will have to write the check for his medical bills, lost wages, and pain and suffering.
And believe me, THIS GUY sounds like he's going to come back with a pain and suffering claim.
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