Parking Lot Accident in Maine?
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Recently while travelling in Maine I started to pul out of the gas pumps at a public service station. A woman cut me off after quickly entering the parking lot from the street and cut across in front of me which resulted to my hitting her drivers side rear door as she came across my blind side. It appeared that she was moving faster then what would have been considered safe in a public parking lot. We mutually decided not to call the police to prevent insurance rates increases so we only exchanged names and phone numbers; no vehicle identfication or insurance information was given. After arriving home I have been informed by various friends that parking lot accidents are 50/50 for fault. We both had damage to our cars and she is claiming after one appraisal at a local body shop some 3 miles distant from her house that I should send her $1018 for damages. In addition the damage to my car is approximately $800 plus car rental during repairs. What should I do?
Parking Lot Accident in Maine?... I have 21 years in the industry .... generally, yes, parking lot accidents are considered 50/50 as there is no clear right of way, traffic control, etc. If agreeable to her, advise what you spent and each of you simply pay for your own damages. If she's going to give you a hard time, you may wish to collect the necessary information and report it to your insurance company and let her deal with them. Many insurance companies offer some sort of "accident forgiveness" while others consider a minor accident under a certain dollar amount "at fault" but not chargeable. You could also contact your agent or broker, explain the situation and see what they advise?
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