What is the best approach to dealing with a speeding ticket?

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I got a speeding ticket last week. It's so angering, b/c I'm always a careful driver and I was only 7 months away from having a crystal-clean perfect driving record, which would have drastically lowered my car insurance. I can't afford the increase in my insurance rates. I'm thinking of pleading not guilty, then when I get to court, quick change my plea to "guilty" if the cop negotiates a deal with me. By the way, I live in a PA suburb outside Philly.

Is this the best approach? What is the best way to handle this problem, without having my insurance rates go sky-high? Should I offer the judge to go to driving school in exchange for no points on my record?(Is this even an option?)I am willing to pay a higher fine if it means it will not have points to affect my driving record, since a higher fine will still probably be less money than the increase that my insurance rates will experience over the next 3yrs. What should I do? I don't think I can afford a lawyer...how much are they?

What is the best approach to dealing with a speeding ticket?

pay it, there's not any other effective way of dealing with it.

What is the best approach to dealing with a speeding ticket?

No. Plead not guilty so they can lower your payment of the ticket.

Dont worry about the insurance. It will not go up for one tictet.

What is the best approach to dealing with a speeding ticket?

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