Credit experts, please help me out on this one?

The key to financial power lies in your credit rating. If you plan to get a home loan, save money and get better credit starting now!

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Credit experts, please help me out on this one?

If you absolutely don't have the willpower to wait and save the money, the $1000 credit card isn't a horrible choice. At least it caps the amount that you can spend. But you have to make all payments on time, and pay ahead whenever you can - never charging anything else. At least you will have an asset that is worth something if you are unable to make the payments. If nothing else you could resell the guitar and get some money back to pay off the card.

Credit experts, please help me out on this one?

lay buy is good.

Credit experts, please help me out on this one?

Dont give anyone on here any of your personal information or that great credit u have will be no more....Take the advice of the response. Its great advice. If you foresee any potential problems, I would just simply save up or shop around. If all is well and your job is stable. Go for it. Unfortunately, in this country most things require good credit scores.

Credit experts, please help me out on this one?

Well here is some reality..

You said you got denied for loans. When you got denied did they give you the reasons why? You probably should work on fixing those before you apply for another credit card. The chances are that if you got denied for a loan(depending on what type), you probably will be declined for a new credit card. Now if you are able to get the other credit card, DO NOT close it. This will actually be bad for your score.



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