I have $900 in bad debt and no credit cards, should I pay them off or get secured credit?

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I have $900 in bad debt and no credit cards, should I pay them off or get secured credit?

A sound debt management is paying off your lesser bills first. This is done by making the repayments on your higher bills and make minimal required payments. On your least bill add a bit more until it is paid off and then move all that up to the next bill. Eventually you will have the debts under control and might be in a position to get a small consolidation loan freeing up more funds that you can save. The student loan sounds fine to me so minimal payments there would be ok.

I have $900 in bad debt and no credit cards, should I pay them off or get secured credit?

Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,

if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-cons...

if it helps kindly remember me in your voting!.. cheers!

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I have $900 in bad debt and no credit cards, should I pay them off or get secured credit?

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