Trying to wipe away my debt!!!!?

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As to any companies that can bail you out, there are things you must watch out for .Avoid credit repair agencies that charge a fee to improve your FICO score by removing negative, but accurate, information from your credit reports. No one can force credit reporting agencies or lenders to remove accurate information from a credit report. Credit repair companies often take your money without delivering what they promise, or provide only temporary improvements of your score, sometimes by removing accurate information that will reappear later.

As far as getting them off of your report, it would all depend on the statute of limitations for your state and the type of debt. Here are some links to free help with this issue

http://www.ftc.gov/bcp/edu/pubs/consumer...

Building a better credit report.

http://www.ftc.gov/gettingcredit/

What you need to know about your credit.

http://www.ftc.gov/bcp/conline/pubs/cred...

Credit and your consumer rights.

Hope this is of some help.

Trying to wipe away my debt!!!!?

Sounds like you would be best served at this site where peopel lend to other people in need. They even let you choose your own interest rate. You'll probably be able to pay off all your debt in about 3 or 4 months.

They're at: makemoneyconcepts.com/prosper

Having just one loan at a much lower interest rate is better than having a bunch of money sucking credit cards and loans that you're burdened with each month.

It'll probably improve your credit rating by paying them all off early. When you pay them off early, you'll save a lot of interest and will probably have a nice piece of money let over to set aside for your upcoming wedding.

Hope this helps.

Trying to wipe away my debt!!!!?

You could use a credit repair service to remove inquiries and other negatives. Check out the free evaluation form at www.totaldebtsolutionsllc.com --They partner with a true non profit that provides a high quality service for just $125. My mom used them and her score jumped 60 points. Good luck.



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