Credit card debt problem, Help?
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I am very embarrassed to say once again, that I have fallen into credit debt to the tune of 拢35,000! Two years ago I took out a loan with my mortgage company to clear one set of CC debts. Two years later, I have been sucked in again and feel rotten about it. Can anyone here please give me advice on what to do? Should I take out another loan with the same company and consolidate my CC's. Or should I go back to the credit card companies? If I can clear this debt, I will try everything in my power not to make the same mistake again. Fluff with sleepless nights again! Please help!
Credit card debt problem, Help?First thing First. Cut credit cards now! Now that you have cut your credit cards, try to consolidate you dour debts to pay less interest. Finally, don't replace your credit cards, save up and pay cash!
Credit card debt problem, Help?Firstly you need to look atw hy you are running up these debts. (my problem was a shopping addiction - you might say every woman has this, but this is no joke)
When you can really see what the problem is and how you can deal with it, then I would go back to the loan company and discuss your options. You may need to speak to a financial adviser to ensure you get on the right path.
Think carefully before signing up to debt reduction companies as this will cause problems with getting credit in the future, but it may be your only option.
Speak to the loan company first, as I am sure they would be only too happy to help you out, and if you need to, speak to a financial adviser.
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