Question about credit and auto financing...?
The key to financial power lies in your credit rating. If you plan to get a home loan, save money and get better credit starting now!
I have generally poor credit - although it is steadily improving. However, I have very good credit with my auto finance company - I always pay early and pay more than the actual payment.
When I go to purchase a new car, will I have an easier time getting a loan from any finance company, or will I be better off to get pre-qualified with my current finance company?
I believe the rate for my current loan is about 13% which is the refinance rate from a second company after having about 2 years of good history with the original finance company.
Question about credit and auto financing...?Is your current lender reporting your loan to the credit bureaus? That will help.
Question about credit and auto financing...?it seem to me that the only thing your paying good on is your car you really have to pay all your bill on time and by doing so even paying min on your bill will get your credit score up.
Question about credit and auto financing...?Do both. Get pre-qualified with your current finance company and then see if the dealer's finance company can do better.
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