VERY Wrong!??!?!??
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When I bought my house and I went to get my loan from a mortgage company, the lender ran my credit 22 TIMES!!!! Every time you run someones credit it takes away points, so I went from a really good score to a horrible one. WHAT SHOULD I DO???? I know its illegal. Do I sue or do I just call them and ask for a settlement. What options do I have?????
VERY Wrong!??!?!??Sent a letter to the credit reporting service outlining everything that happened regarding the 22 times. Challenge the reporting agency by telling them that you did not make 22 applications and that you want this information removed from your record. Once you report the error they must investigate and at that point they have 30 to 60 days to prove the information is accurate or remove it from your credit report. Tell them you want this letter made as a record on your credit report. Sent a certified letter to the mortgage company, make it attention to the Legal Dept., once again, outline to them what they did and give them 10 days to contact the credit reporting service and correct the problem or you will seek legal counsel.
I hope this works as lawyers don't generally take this type of situation on a contingency basis. However, if nothing is done to clear your good credit by the people who made the mistake, whether it is the mortgage company or the credit bureau, an attorney is very necessary.
VERY Wrong!??!?!??Contact a lawyer. Or call the co. and see what they are willing to do about it.
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