Question about student loan forgiveness due to disability?

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I have been disabled for a while and have just been approved for discharge of my student loans. The guarantor paid off my loans - I haven't gotten all of the paperwork yet, but Sallie Mae just verified over the phone that they no longer hold the loan, it's been paid in full. I noticed that my preliminary letter said something about a requirement of "not having annual earnings from work in excess of the poverty level for a family of two."

Question: Does this annual earnings requirement apply only to me, or to my entire household's (i.e. husband's) income? If it applies to the entire household income, that seems pretty excessive. If it applies to me, then it seems like a silly requirement. If I could work in any capacity then I wouldn't have requested a loan discharge!

Any insight would be appreciated!

Question about student loan forgiveness due to disability?

Ask whatever agency sent you the letter - they would know the answer to that question.

Question about student loan forgiveness due to disability?

i am sorry that your having these problems cause i am single and when i applied i had no problem having my student loan and a couple other bills written off. i guess it just means that my credit is shot. i imagine the only way out of this mess is to keep buying lottery tickets. and with a little luck presto no more petty problems just big ones. ha ha ha .

Question about student loan forgiveness due to disability?

It applys to the whole household-- it works the same way if you have too much money in the household. I've been denied because my siblings (we live at home) have too money.

Just a thought- have you tried applying for a federal grant? THen you wouldn't have to repay the money---

You can sign up at www.fafsa.com

Question about student loan forgiveness due to disability?

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